Your Money, Your Right Movement: Reclaiming Unclaimed Financial Assets

Key facts

• The "Your Money, Your Right" movement is a nationwide push aimed at helping citizens reclaim unclaimed financial assets.
• The campaign was launched on October 4.
• The initiative has already facilitated the return of Rs 2,000 crore to rightful owners.
• It seeks to streamline the settlement of unclaimed assets such as bank deposits, insurance payouts, dividends, shares, mutual funds, and pensions.
• The effort brings together government agencies, regulators, banks, and financial institutions.
• Special camps were organised in 477 districts between October and December 5, 2025, drawing participation from public representatives, district administrations, and officials from financial institutions.
• Indian banks currently hold Rs 78,000 crore in unclaimed deposits, insurance companies have nearly Rs 14,000 crore, mutual fund houses account for around Rs 3,000 crore, and unclaimed dividends total Rs 9,000 crore.