IDFC FIRST Bank launches Zero-Forex Diamond Reserve Credit Card for international travelers.

Key facts

• IDFC FIRST Bank introduces the Zero-Forex Diamond Reserve Credit Card with zero foreign exchange markup on international transactions.
• The card offers reward points on travel and regular spending, with higher earn rates on hotel and flight bookings made through the bank’s platform.
• Cardholders receive airport lounge access in India and overseas, complimentary golf sessions, selected hotel stay offers, and entertainment-related discounts.
• Travel-related insurance covers include baggage loss, flight delays, trip cancellation, accident insurance, personal accident, and air accident cover.
• Reward points carry lifetime validity with no cap on accumulation and flexible redemption across online purchases.
• Annual fee is ₹3,000 plus GST, with a waiver from the second year for customers meeting a specified annual spending threshold.
• The card is available through digital channels for eligible customers.