Paripoorna Mediclaim Ayush Bima offers CGHS beneficiaries extra health cover with cashless treatment

Exam-focused facts from the 16 January 2026 current affairs briefing.

Key facts

The government has introduced a new health insurance plan for central government health scheme (CGHS) beneficiaries known as Paripoorna Mediclaim Ayush Bima.
It offers indemnity-based in-patient hospitalisation cover within India, with sum insured options of Rs 10 lakh or Rs 20 lakh available to CGHS beneficiaries.
AYUSH treatments are covered up to 100% of the sum insured for in-patient hospitalisation; modern treatments are covered up to 25% of the sum insured, with an optional rider for 100% coverage.
CGHS beneficiaries need to pay a premium, but the plan is available at a discount of 28% and 42% for 70:30 and 50:50 premium co-sharing, respectively.
The policy is optional and can cover up to six family members under a single policy with no GST applicable.