Reserve Bank of India (RBI) grants Transcorp International Limited in-principle approval for Centralized Payment Systems (CPS)

Key facts

• Transcorp International Limited received in-principle approval from the Reserve Bank of India (RBI) to participate in Centralized Payment Systems (CPS).
• The approval enables the company to build and operate its payment ecosystem with RTGS and NEFT capabilities.
• Transcorp will hold and operate a bank account at RBI and be allotted its own IFSC Code.
• The Board of Directors reviewed the development at its meeting held on 04 February 2026.
• The company recorded 49% growth in profitability during the quarter ended 31 December 2025 compared to the previous quarter.
• Profitability for the nine-month period ended 31 December 2025 grew 67% over the corresponding period of the previous year.
• Transcorp fully repaid all public Fixed Deposits under its Public Fixed Deposit scheme and has NIL outstanding public Fixed Deposits.
• The company operates with the lowest average debt utilisation, resulting in reduced finance costs.
• Digital payments and Prepaid Payment Instrument (PPI) business achieved record high payment volumes monthly.