Reserve Bank of India (RBI) keeps repo rate at 5.25% and caps fraud-hit customer compensation at ₹25,000 or 85% of amount

Exam-focused facts from the 9 February 2026 current affairs briefing.

Key facts

The Reserve Bank of India (RBI) kept the repo rate unchanged at 5.25% after the sixth bi-monthly Monetary Policy Committee meeting of FY26 concluded on 4 February.
The policy stance remains 'neutral'.
Since February 2025 the RBI has cumulatively cut the repo rate by 125 basis points.
The Standing Deposit Facility rate stays at 5%, while the Marginal Standing Facility rate and Bank Rate remain at 5.5%.
Consumer price inflation stood at 1.33% year-on-year in December 2025 (provisional).
Fraud-hit bank customers will be compensated up to ₹25,000 or 85% of the lost amount, whichever is lower.