Economy, Banking and Finance · 25 April 2026

Punjab National Bank (PNB) partners with Kiwi to expand credit on UPI for 180 million customers

Exam-focused facts from the 25 April 2026 current affairs briefing.

Key facts

  • Punjab National Bank (PNB) has partnered with Kiwi to launch the RuPay-based PNB Kiwi Credit Card.
  • The collaboration aims to introduce credit-enabled Unified Payments Interface (UPI) payments to 180 million customers.
  • The PNB Kiwi Credit Card offers fully digital onboarding, UPI integration, and cashback on online transactions ranging from 0.5 per cent to 1.5 per cent.
  • PNB operates over 10,000 branches, with 60 per cent of these located in semi-urban and rural regions.