Reserve Bank of India (RBI) retains ₹1 lakh crore threshold for upper layer NBFCs

Exam-focused facts from the 26 June 2026 current affairs briefing.

Key facts

The Reserve Bank of India (RBI) retained the ₹1 lakh crore threshold for classifying upper layer Non-Banking Financial Companies (NBFCs).
The threshold will now be reviewed every three years, instead of the earlier five-year cycle.
All bank-led NBFCs, irrespective of size, will be subject to upper-layer NBFC norms, except for listing requirements.
NBFCs within bank groups must follow regulations applicable to banks when undertaking similar activities, regardless of their classification.
Government-owned NBFCs lost their exemption and must now follow uniform exposure limits, while infrastructure finance companies received higher exposure limits of up to 45% of Tier 1 capital.