Axis Bank launches Digital Merchant Cash Advance Loans for MSMEs

Exam-focused facts from the 25 December 2025 current affairs briefing.

Key facts

Axis Bank offers unsecured digital loans from ₹2 lakh to ₹20 lakh to micro and small businesses.
Eligibility is evaluated through cash-flow intelligence instead of traditional financial statements.
Applicants receive an instant credit decision within minutes and funds are disbursed within a few days.
Repayments are collected through daily instalments aligned with the merchant’s actual sales.