Economy, Banking and Finance · 23 January 2026

National Payments Corporation of India (NPCI) grants ZET TPAP licence for RuPay credit-card UPI payments.

Exam-focused facts from the 23 January 2026 current affairs briefing.

Key facts

  • ZET secured NPCI approval for a Third-Party Application Provider licence.
  • ZET integrates UPI payments with credit card rewards using RuPay’s UPI-on-credit-card capability.
  • ZET expects monthly UPI transactions via credit cards to reach about Rs 100 crore.
  • ZET’s platform has around 10 lakh eligible users, nearly 75 percent of whom are first-time credit card users.
  • ZET’s UPI ecosystem is powered by Juspay’s technology stack and enabled through a partnership with RBL Bank.