Economy, Banking and Finance · 12 February 2026

Ministry of Finance reports FDI equity inflow in banking sector fell to $115 million in FY25

Exam-focused facts from the 12 February 2026 current affairs briefing.

Key facts

  • Foreign direct investment (FDI) equity inflow in the banking sector dropped from $898 million in FY23 to $115 million in FY25.
  • Total FDI inflow comprises equity inflow, equity capital of unincorporated bodies, re-invested earnings, and other capital.
  • Reserve Bank of India (RBI) Master Directions require its prior approval for any share acquisition giving a person 5% or more of a bank’s paid-up capital.
  • Foreign holding in State Bank of India (SBI) stood at 11.07% at end-March 2025, the highest among public sector banks.
  • Canara Bank recorded 10.55% foreign holding, Bank of Baroda 9.43%, Union Bank of India 7.48%, and Punjab National Bank 5.85% at end-FY25.
  • Under Pradhan Mantri Mudra Yojana (PMMY), over 56.31 crore loan accounts amounting to ₹37.31 lakh crore have been disbursed as on 2 January 2026.
  • Securities and Exchange Board of India (SEBI) has disgorged ₹665.26 crore through enforcement orders against unregistered investment advisers since 2024.