Tata AIA Life Insurance launches Shubh Health Criti unit-linked plan

Key facts

• Tata AIA Life Insurance (TATA AIA) has launched Shubh Health Criti, a unit-linked life insurance plan that combines life cover with a market-linked health fund.
• The plan provides coverage for over 60 critical illnesses.
• Shubh Health Criti enables policyholders to accumulate funds and withdraw them tax-free for treatment and related medical expenses.
• The plan locks in premiums for 30 years and includes a premium waiver in case of death or disability.
• The policy includes dual-life outpatient (OPD) coverage, accidental death and disability benefits, and a terminal illness rider.
• The product is integrated with Health Buddy, a wellness platform by TATA AIA that provides cancer screenings, routine health check-ups, and personalised health tracking.