Shriram General Insurance Company (SGIC) launches Shri Health Suraksha 2.0 insurance suite

Key facts

• Shriram General Insurance Company (SGIC) has launched Shri Health Suraksha 2.0, an indemnity health insurance plan featuring unlimited restoration of the sum insured within a policy year.
• The policy removes standard industry caps on room and ICU charges, allowing policyholders to select facilities without budget-based restrictions.
• The plan offers a cumulative bonus of up to 250% for claim-free years and includes a zero co-payment structure where the insurer handles the full admissible claim amount.
• Coverage under the suite extends to air ambulance expenses up to the opted sum insured and includes medical consumables and traditional AYUSH treatments.
• SGIC is a joint venture between the Shriram Group and the Sanlam Group of South Africa.
• As of 31st December 2025, SGIC manages assets worth ₹14,249 Crore and maintains 69 lakh live policies across 285 branches in India.
• The company reported an employee strength of 4,219 as of the end of December 2025.