OmniCard Launches India’s First Flexi Benefits Basket on UPI for Tax-Efficient Employee Benefits

Key facts

• OmniCard (Eroute Technologies Pvt. Ltd.) is an RBI-licensed Prepaid Payment Instrument issuer.
• The Flexi Benefits Basket on UPI allows employees to allocate benefits across meal, fuel, telecom, books & periodicals, gadgets, and other eligible categories.
• Under the Income-tax Rules, 2026, the tax-free limit on employer-provided meals has been raised from ₹50 to ₹200 per meal.
• Employees can receive up to ₹1,05,600 annually as a tax-free meal benefit under the new rules.
• The Flexi Benefits Basket enables total annual tax-free benefits beyond ₹2,00,000 per employee across all eligible categories.
• Employees can spend using UPI scan-and-pay at over 60 million UPI-accepting merchants.
• Category-level merchant-category code (MCC) based spend controls ensure tax exemption compliance.
• The solution includes instant issuance of physical and virtual cards with full digital KYC.
• OmniCard provides a centralized dashboard for HR and finance with real-time transaction visibility.
• The Flexi Benefits Basket is available to enterprise, mid-corporate, and SME clients with same-day rollout.