RBI Proposes Demat-Only Securitisation Notes, Retains ₹1 Crore Minimum Investment Limit

Exam-focused facts from the 1 August 2026 current affairs briefing.

Key facts

The Reserve Bank of India (RBI) has proposed that all securitisation notes issued by commercial banks be in dematerialised form.
The RBI has retained the minimum investment size of ₹1 crore for issuance and subsequent transfers of securitisation notes.
The draft amendment directions require that the agreement between the originator and the special purpose entity (SPE) include a clause ensuring ongoing compliance with the ₹1 crore ticket size requirement.
The RBI has invited public comments on the draft guidelines until August 27, 2026, with the changes to take effect from October 1, 2026.