Unified Payments Interface (UPI) records over 19 billion transactions valued at ₹24.58 lakh crore in November 2025

Exam-focused facts from the 1 December 2025 current affairs briefing.

Key facts

National Payments Corporation of India (NPCI) data shows UPI recorded over 19 billion transactions worth ₹24.58 lakh crore as of November 28.
UPI recorded 15.48 billion transactions valued at ₹21.55 lakh crore in November 2024.
UPI transaction volume in November 2025 grew by about 23 per cent from November 2024.
UPI transaction value rose by nearly 14 per cent year-on-year.
UPI transactions increased by nearly 70 per cent in volume and over 41 per cent in value from November 2023.
UPI logged 4.18 billion transactions valued at ₹7.68 lakh crore in November 2021.
UPI transaction volume grew more than fourfold from 2021 to 2025.
UPI total transaction value increased by over threefold from 2021 to 2025.
UPI processed 12.41 billion transactions for financial year 2025-26 so far with average daily volume of 689.60 million.
UPI average daily value for FY 2025-26 so far stood at ₹91,324.77 crore.
Corresponding period in FY 2024-25 had UPI average daily volume of 516.07 million and value of ₹71,839.58 crore.