Economy, Banking and Finance · 4 February 2026

Punjab National Bank (PNB) launches LUXURA Metal Credit Card on Visa Infinite platform

Exam-focused facts from the 4 February 2026 current affairs briefing.

Key facts

  • Punjab National Bank (PNB) has launched its LUXURA Metal Credit Card on the Visa Infinite platform, expanding its premium credit card portfolio and increasing the card’s global acceptance.
  • The LUXURA Metal Credit Card is now available on both RuPay and Visa networks, allowing wider international usability for cardholders.
  • The card provides 4 reward points for every ₹100 spent, with higher rewards for travel and dining purchases.
  • Customers are eligible for bonus reward points upon reaching specified annual spending thresholds.
  • The card includes zero foreign currency mark-up on international transactions and complimentary access to domestic and international airport lounges.
  • Cardholders can access benefits under the Visa Luxury Hotel Collection, which may include complimentary breakfast, room upgrades, late check-out and food and beverage credits, subject to availability.
  • Additional dining benefits are offered under the Visa Dine & Save programme at select restaurants.
  • Travel-related benefits include discounts on flight and hotel bookings through third-party platforms such as Ixigo, Agoda, Expedia and Trip.com.
  • The card provides lifestyle benefits such as movie ticket offers, grocery discounts, and a fuel surcharge waiver of up to ₹350 per billing cycle.
  • PNB has integrated 24x7 Visa Concierge Services with the card, covering assistance for travel, dining, healthcare, entertainment and shopping.
  • The joining fee for the PNB LUXURA Metal Credit Card is ₹4,999 plus GST, while the annual fee is ₹1,999 plus GST.