PhonePe launches RuPay On-The-Go National Common Mobility Card (NCMC) for offline transit payments

Key facts

• PhonePe has launched the RuPay On-The-Go Card, a National Common Mobility Card (NCMC), to enable offline tap-and-pay transactions across public transport services.
• The initiative aligns with the Government of India’s One Nation One Card vision to digitise public transport payments through a unified mobility platform.
• The card functions without internet connectivity using a prepaid stored-value model where the balance is stored directly on the card’s chip.
• Users can load a maximum balance of ₹2,000 on the card, with a limit of ₹500 for individual offline transactions.
• The initial rollout has commenced with the Hyderabad Metro in partnership with L&T Metro Rail (Hyderabad) Limited (LTMRHL).
• The card is fully interoperable and can be used across NCMC-enabled public transport systems in cities including Delhi, Mumbai, Chennai, and Bengaluru.
• Commuters can purchase the card at Hyderabad Metro ticket counters after a one-time password verification of their phone number.
• The card supports transactions across various NCMC-enabled services including metros, buses, suburban trains, toll plazas, and parking facilities.