Science, Discovery, Tech and Environment · 16 April 2026
Paytm enables biometric UPI payments with Face ID/fingerprint and cardless ATM withdrawals
Exam-focused facts from the 16 April 2026 current affairs briefing.
Key facts
- Paytm app now allows UPI payments verified by Face ID or fingerprint instead of entering a UPI PIN.
- Biometric data is neither stored nor accessed by Paytm or the bank.
- Biometric UPI payments initially support transactions up to ₹5,000 per payment as per NPCI guidelines.
- Cardless ATM withdrawals support up to ₹10,000 per transaction, with daily limits varying by bank.
- Users can enable the feature by selecting ‘Pay with Fingerprint’ or ‘Pay with Face ID’ in the Paytm app Settings, choosing the bank account, and completing on-screen biometric authentication.